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Savings & Checking Rates

Rates effective as of June 1, 2024 and subject to change.

Our Savings & Checking Rates

Account Minimum to Open Minimum Balance to Earn Dividends APY* Dividends Paid
Advantage Checking $100 $800 0.05%  Monthly
Regular Savings (incl. Primary Share) $5 $5 0.05%  Quarterly
Youth Savings $5 $5 0.05%  Quarterly
Club Accounts $5 $5 0.05%  Maturity
IRA Variable $100
$100 to $1,999.99

$2,000 to $49,999.99

$50,000 and over
0.55%


0.75%


0.85%
Monthly


Monthly


Monthly
Money Market Advantage $2,500
$2,500 - $9,999.99
 
$10,000 – $49,999.99
 
$50,000 – $74,999.99
 
$75,000 and over
0.55  %


0.75%


0.85 %


1.00%
Monthly


*APY = Annual Percentage Yield.
 
The last dividend declaration date was 5/1/2024 for IRA Variable, Money Market and Advantage Checking accounts, which are paid monthly. The last dividend declaration date was 3/31/2024 for Regular Savings and Youth Savings accounts, which are paid quarterly. The rates for the Club accounts (Vacation, Tax, Education and Christmas) are the same as Regular Savings and paid at maturity.  These rates may change based on the determination of PFCU's Board of Directors. Fees may reduce earnings.
 
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.











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Rates lower than most in the area.


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