Rates effective as of April 14, 2025 and subject to change.
Our Savings & Checking Rates
| Account | Minimum to Open | Minimum Balance to Earn Dividends | APY* | Dividends Paid |
|---|---|---|---|---|
| Advantage Checking | $100 | $800 | 0.05% | Monthly |
| Regular Savings (incl. Primary Share) | $5 | $5 | 0.05% | Quarterly |
| Youth Savings | $5 | $5 | 0.05% | Quarterly |
| Club Accounts | $5 | $5 | 0.05% | Maturity |
| IRA Variable | $100 |
$100 to $1,999.99
$2,000 to $49,999.99
$50,000 and over
|
0.55%
0.75%
0.85%
|
Monthly
Monthly
Monthly
|
| Money Market Advantage | $2,500 |
$2,500 - $9,999.99
$10,000 – $49,999.99
$50,000 – $74,999.99
$75,000 and over
|
0.55 %
0.75%
0.85 %
1.00%
|
Monthly
|
*APY = Annual Percentage Yield.
The last dividend declaration date was 4/14/25 for IRA Variable, Money Market and Advantage Checking accounts, which are paid monthly. The last dividend declaration date was 4/14/25 for Regular Savings and Youth Savings accounts, which are paid quarterly. The rates for the Club accounts (Vacation, Tax, Education and Christmas) are the same as Regular Savings and paid at maturity. These rates may change based on the determination of PFCU's Board of Directors. Fees may reduce earnings.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Rates lower than most in the area.
Renovating, landscaping or just in need of a line of credit for unexpected expenses, we can help. Enjoy rates as low as 7.25% APR*.