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Savings & Checking Rates

Rates effective as of May 1, 2024 and subject to change.

Our Savings & Checking Rates

Account Minimum to Open Minimum Balance to Earn Dividends APY* Dividends Paid
Advantage Checking $100 $800 0.05%  Monthly
Regular Savings (incl. Primary Share) $5 $5 0.05%  Quarterly
Youth Savings $5 $5 0.05%  Quarterly
Club Accounts $5 $5 0.05%  Maturity
IRA Variable $100
$100 to $1,999.99

$2,000 to $49,999.99

$50,000 and over




Money Market Advantage $2,500
$2,500 - $9,999.99
$10,000 – $49,999.99
$50,000 – $74,999.99
$75,000 and over
0.55  %


0.85 %


*APY = Annual Percentage Yield.
The last dividend declaration date was 5/1/2024 for IRA Variable, Money Market Advantage and all savings and checking accounts. The rates for the Club accounts (Vacation, Tax, Education and Christmas) are the same as Regular Savings and paid at maturity. These rates may change monthly based on the determination of PFCU's Board of Directors. Fees may reduce earnings.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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Rates lower than most in the area.

Renovating, landscaping or just in need of a line of credit for unexpected expenses, we can help. Enjoy rates as low as 8.25% APR*.

View Our HELOCs