Rates effective as of November 2025 and subject to change. Please contact us for special promotions.
Certificate Rates
*APY =Annual Percentage Yield. Rates are subject to change at any time without notice. Indicated rates are available to qualified Pasadena FCU members. Unless you direct otherwise, upon maturity, certificate will rollover into the closest standard certificate term and at then current rate. Early withdrawal penalties apply, fees may reduce earnings. Yields based on certificates held to maturity. Dividends paid monthly on the account balance. Penalty for early withdrawal on all Term Share Certificates. Federally Insured by NCUA.
**Certificate term is 13-months and will automatically renew to a 13-month certificate at the posted rate at the time of renewal. Minimum opening balance of $500 required and must be maintained for the full certificate term. Certificate is for new money to PFCU only. Members who open a new checking account, enroll in Digital Banking, consent to eStatements, and maintain qualifying direct deposits may receive a 0.50% APY bonus rate. Maximum APY of 4.50%. Consumer certificates only. Limited time offer. Terms, conditions, and eligibility requirements apply. INSURED BY NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency.
IRA Certificates Rates
*APY =Annual Percentage Yield. Rates are subject to change at any time without notice. Indicated rates are available to qualified Pasadena FCU members. Unless you direct otherwise, upon maturity, certificate will rollover into the closest standard certificate term and at then current rate. Early withdrawal penalties apply, fees may reduce earnings. Yields based on certificates held to maturity. Dividends paid monthly on the account balance. Penalty for early withdrawal on all Term Share Certificates. Federally Insured by NCUA.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency.
Money that keeps your life on track. Loans as low as 12.00%.
Try as you might, it's hard to have enough cash on hand to cover every financial situation.