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Vehicle Loan Rates

Rates are current as of February 10, 2023 and subject to change.

New Vehicle Rates

New autos, trucks, and vans.
Up to 100% financing plus sales tax, license, and Pasadena FCU Guaranteed Auto Protection and Mechanical Breakdown Protection. 


Term APR* As Low As Payment (per $1,000)
Up to 48 months 4.75% $22.92
Up to 60 months 5.49% $19.10
Up to 72 months 6.00% $16.58
Up to 84 months (Min. Loan Amount $30,000) 6.25% $14.73

Used Vehicle Rates

Used autos, trucks and vans. 
Up to 100% of retail Kelley Blue Book value financing plus sales tax, license, and Pasadena FCU Guaranteed Auto Protection and Mechanical Breakdown Protection. 


Term APR* As Low As Payment (per $1,000)
Up to 48 months 4.75% $22.92
Up to 60 months 5.49% $19.10
Up to 72 months 6.00% $16.58
Up to 84 months (Min. Loan Amount $30,000) 6.25% $14.73

Motorcycle Rates

New or Used, street-approved motorcycles (from a dealer or refinance). Up to 100% financing plus sales tax, license, and Pasadena FCU Guaranteed Auto Protection.


Term APR* As Low As Payment (per $1,000)
Up to 60 months 5.49% $19.10
Up to 72 months 6.75% $16.94
Up to 84 months (Min. Loan Amount $30,000) 6.99% $15.10

Older Used Vehicle Rates

Older used vehicles - Finance up to 100% of Kelley Blue Book retail value for vehicles between 5 to 8 model years old. (Discount does not apply.)


Term APR* As Low As Payment (per $1,000)
Up to 60 months 8.99% $20.76

Recreational Vehicle Rates

All Recreational Vehicle (RV) financing is based on Kelley Blue Book Value. We will finance RVs up to 5 model years old. Call Pasadena FCU at (626)799-0882 for details. 


Term APR* As Low As Payment (per $1,000)
Up to 60 months
($10,000 - $15,000)
 5.49% $19.10
Up to 84 months
($15,001 - $50,000)
 5.49% $14.37
Up to 120 months
($50,001 - $100,000)
 5.75% $10.98
Up to 180 months 
($100,001 - $150,000)
 6.49% $8.71

*APR = Annual Percentage Rate. Rates (APRs) shown include the following discounts on the loan types that are eligible: a 0.50% discount for Automatic Payment from a Pasadena FCU Checking Account and an additional 0.50% discount for an active PFCU Visa Credit Card. Discount does not apply to Lines of Credit, Visa Credit Cards, loans on Vehicles older than 5 Model Years, or loans secured by real estate. All rates quoted are the lowest rate subject to credit approval. Rate may be higher based on individual credit. Term determined by loan amount. All payments (per $1,000) listed above are estimates.











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