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Vehicle Loan Rates

Rates are current as of September 1, 2023 and subject to change.

New Vehicle Rates

New autos, trucks, and vans.
Up to 100% financing plus sales tax, license, and Pasadena FCU Guaranteed Auto Protection and Mechanical Breakdown Protection. 


Term APR* As Low As Payment (per $1,000)
Up to 48 months 5.75% $23.38
Up to 60 months 6.50% $19.58
Up to 72 months 7.00% $17.06
Up to 84 months (Min. Loan Amount $30,000) 7.25% $15.22

Used Vehicle Rates

Used autos, trucks and vans. 
Up to 100% of retail Kelley Blue Book value financing plus sales tax, license, and Pasadena FCU Guaranteed Auto Protection and Mechanical Breakdown Protection. 


Term APR* As Low As Payment (per $1,000)
Up to 48 months 5.75% $23.38
Up to 60 months 6.50% $19.58
Up to 72 months 7.00% $17.06
Up to 84 months (Min. Loan Amount $30,000) 7.25% $15.22

Motorcycle Rates

New or Used, street-approved motorcycles (from a dealer or refinance). Up to 100% financing plus sales tax, license, and Pasadena FCU Guaranteed Auto Protection.


Term APR* As Low As Payment (per $1,000)
Up to 60 months 6.74% $19.69
Up to 72 months 8.00% $17.54
Up to 84 months (Min. Loan Amount $30,000) 8.24% $15.72

Older Used Vehicle Rates

Older used vehicles - Finance up to 100% of Kelley Blue Book retail value for vehicles between 5 to 8 model years old. 


Term APR* As Low As Payment (per $1,000)
Up to 60 months 9.24% $20.89

Recreational Vehicle Rates

All Recreational Vehicle (RV) financing is based on Kelley Blue Book Value. We will finance RVs up to 5 model years old. Call Pasadena FCU at (626)799-0882 for details. 


Term APR* As Low As Payment (per $1,000)
Up to 60 months
($10,000 - $15,000)
 6.49% $19.57
Up to 84 months
($15,001 - $50,000)
 6.49% $14.85
Up to 120 months
($50,001 - $100,000)
 6.75% $11.49
Up to 180 months 
($100,001 - $150,000)
 7.49% $9.27

*APR = Annual Percentage Rate.  All rates quoted are the lowest rate subject to credit approval. Rate may be higher based on individual credit. Term determined by loan amount. All payments (per $1,000) listed above are estimates.











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