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Certificates

Maximize your savings.


Financial freedom and peace of mind can look very different for each person. Perhaps you're saving for a down-payment on a new home or your next car? Maybe a well-deserved vacation or home improvements? How about for the needs of your children or grandchildren?

We want to help you to reach your goals and to get the most for your money. With Pasadena FCU, you can enjoy higher yields than at big banks, so you can grow your savings during any timeframe YOU choose.

Our Certificates provide high returns along with safety that you won't find in a fluctuating stock market. Plus, your funds are always here with Pasadena FCU, rather than sent across the country to overseas investors.

  • Open with as little as $1,000 (on certificates of 6 months or greater) to earn high yields
  • Earn even higher yields with balances of $100,000 or more
  • Choose the term you want – 3 to 60 months1
  • Dividends are compounded monthly
  • Account automatically renews at maturity (if funds not withdrawn)

Enjoy higher yields than the big banks.


Certificate Yield Comparison - $10,000 Deposit

(Annual Percentage Yields as of June 2, 2022. See Certificate & IRA Rates page for Pasadena FCU's current yields.)
 
Comparison2 3 Mo. 6 Mo. 12 Mo. 24 Mo. 36 Mo. 48 Mo. 60 Mo.
Pasadena FCU 0.20% 0.30% 0.45% 0.65% 0.75% 1.10% 1.20%
Bank of America 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03%
Wells Fargo 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01%
Chase 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02%
 
1 Early Withdrawal Penalty applies if funds are withdrawn before maturity date.
2 Comparison yields provided by a third-party provider; report dated June 1, 2022. Rates and yields are subject to change, and are shown for comparison purposes only.

Open Your Account Today


Let us help you achieve your goals and build a better financial future! Opening a Pasadena FCU Certificate has never been easier, and you can start enjoying a new level of service, savings and superior yields immediately.

  • If you are already a member of Pasadena FCU, simply contact a Pasadena FCU representative today so we can help you get started:
    • (800) 445-PFCU (7328)
    • (626) 799-0882
  • If you are not a member yet, we will be able to add a Certificate account for you once you have completed a membership application. The entire process only takes a couple minutes! Just click the button below to get started.











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Enjoy great value, save money and avoid the stress and uncertainty of negotiating dealer financing.