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Certificates

Get much more for your money at Pasadena FCU!




Everyone has a reason for building their financial future by getting more for their hard-earned money. Are you saving for a downpayment on a new home or on your next car? For a well-deserved vacation or for home improvements? For tuition payments? For retirement? For the needs of your children or grandchildren?

We want to help you to reach your goals and to get the most for your money. With Pasadena FCU, you can enjoy higher yields than at the big banks, so you can grow your savings during any timeframe you choose.

Our Certificates provide high returns along with safety that you won't find in a fluctuating stock market. Plus, your funds are always close by with Pasadena FCU, rather than sent across the country to a big bank's investors.

  • Open with as little as $1,000 (on certificates of 6 months or greater) to earn high yields
  • Earn even higher yields with balances of $100,000 or more
  • Choose the term you want – 3 to 60 months1
  • Dividends are compounded monthly
  • Account automatically renews at maturity (if funds not withdrawn)

And our yields are higher than the big banks:


Certificate Yield Comparison - $10,000 Deposit 

(Annual Percentage Yields as of April 1, 2021. See Certificate & IRA Rates page for Pasadena FCU's current yields.)

Comparison2
3 Mo.
6 Mo. 12 Mo. 24 Mo. 36 Mo. 48 Mo. 60 Mo.
Pasadena FCU
0.20% 0.30% 0.40% 0.50% 0.60% 0.70% 0.85%
Bank of America 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03%
Wells Fargo 0.01% 0.01% 0.01% 0.02% 0.01% 0.01% 0.01%
Chase 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01%

¹ Early Withdrawal Penalty applies if funds are withdrawn before maturity date.
2 Comparison yields provided by a third-party provider; report dated March 31, 2021. Rates and yields are subject to change, and are shown for comparison purposes only.
 

Open Your Account Today


Let us help you achieve your goals and build a better financial future! Opening a Pasadena FCU Certificate has never been easier, and you can start enjoying a new level of service, savings and superior yields immediately.

  • If you are already a member of Pasadena FCU, simply add accounts in Online Banking, or contact a Pasadena FCU representative at:
    • (800) 445-PFCU (7328)
    • (626) 799-0882
  • If you are not yet a member of Pasadena FCU, apply for membership online (via the Apply Online button below) and get started on earning more for your money!
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