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Certificate & IRA Rates

Rates are current as of October 2, 2020 and subject to change.
Certificate Rates
Account
Minimum Balance to Earn Dividends APY* Dividends Paid
3-month Certificate

$10,000 to $99,999.99 $10,000 0.30% Monthly

$100,000 and over $100,000 0.40%
Monthly
6-11 month Certificate

$1,000 to $99,999.99 $1,000 0.45% Monthly

$100,000 and over $100,000 0.55% Monthly
12-23 month Certificate

$1,000 to $99,999.99 $1,000 0.60% Monthly

$100,000 and over $100,000 0.70% Monthly
24-35 month Certificate

$1,000 to $99,999.99 $1,000 0.75% Monthly

$100,000 and over $100,000 0.85% Monthly
36-47 month Certificate

$1,000 to $99,999.99 $1,000 0.90% Monthly

$100,000 and over $100,000 1.00% Monthly
48-59 month Certificate

$1,000 to $99,999.99 $1,000 1.00% Monthly

$100,000 and over $100,000 1.10% Monthly
60 month Certificate

$1,000 to $99,999.99 $1,000 1.10% Monthly

$100,000 and over $100,000 1.20% Monthly
*APY =Annual Percentage Yield.
 
Certificates may be subject to early withdrawal penalties, fees may reduce earnings.
 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency.


IRA Certificate Rates
Account
Minimum Balance to Earn Dividends APY* Dividends Paid
3-month Certificate

$10,000 to $99,999.99 $10,000 0.40% Monthly

$100,000 and over $100,000 0.45%
Monthly
6-11 month Certificate

$1,000 to $99,999.99 $1,000 0.55% Monthly

$100,000 and over $100,000 0.60% Monthly
12-23 month Certificate

$1,000 to $99,999.99 $1,000 0.70% Monthly

$100,000 and over $100,000 0.75% Monthly
24-35 month Certificate

$1,000 to $99,999.99 $1,000 0.85% Monthly

$100,000 and over $100,000 0.90% Monthly
36-47 month Certificate

$1,000 to $99,999.99 $1,000 1.00% Monthly

$100,000 and over $100,000 1.05% Monthly
48-59 month Certificate

$1,000 to $99,999.99 $1,000 1.10% Monthly

$100,000 and over $100,000 1.15% Monthly
60 month Certificate

$1,000 to $99,999.99 $1,000 1.20% Monthly

$100,000 and over $100,000 1.25% Monthly
 
*APY =Annual Percentage Yield.
 
Certificates may be subject to early withdrawal penalties, fees may reduce earnings.
 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency.
 
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