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Certificate & IRA Rates

Rates effective as of April 1, 2021 and subject to change.
Certificate Rates
Account
Minimum Balance to Earn Dividends APY* Dividends Paid
3-month Certificate

$10,000 to $99,999.99 $10,000 0.20 % Monthly

$100,000 and over $100,000 0.30 %
Monthly
6-11 month Certificate

$1,000 to $99,999.99 $1,000 0.30 % Monthly

$100,000 and over $100,000 0.40 % Monthly
12-23 month Certificate

$1,000 to $99,999.99 $1,000 0.40 % Monthly

$100,000 and over $100,000 0.50 % Monthly
24-35 month Certificate

$1,000 to $99,999.99 $1,000 0.50 % Monthly

$100,000 and over $100,000 0.60 % Monthly
36-47 month Certificate

$1,000 to $99,999.99 $1,000 0.60  % Monthly

$100,000 and over $100,000 0.70  % Monthly
48-59 month Certificate

$1,000 to $99,999.99 $1,000 0.70 % Monthly

$100,000 and over $100,000 0.80 % Monthly
60 month Certificate

$1,000 to $99,999.99 $1,000 0.85 % Monthly

$100,000 and over $100,000 0.95 % Monthly
*APY =Annual Percentage Yield.
 
Certificates may be subject to early withdrawal penalties, fees may reduce earnings.
 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency.


IRA Certificate Rates
Account
Minimum Balance to Earn Dividends APY* Dividends Paid
3-month Certificate

$10,000 to $99,999.99 $10,000 0.30 % Monthly

$100,000 and over $100,000 0.35 %
Monthly
6-11 month Certificate

$1,000 to $99,999.99 $1,000 0.40 % Monthly

$100,000 and over $100,000 0.45 % Monthly
12-23 month Certificate

$1,000 to $99,999.99 $1,000 0.50 % Monthly

$100,000 and over $100,000 0.55 % Monthly
24-35 month Certificate

$1,000 to $99,999.99 $1,000 0.60 % Monthly

$100,000 and over $100,000 0.65 % Monthly
36-47 month Certificate

$1,000 to $99,999.99 $1,000 0.70  % Monthly

$100,000 and over $100,000 0.75  % Monthly
48-59 month Certificate

$1,000 to $99,999.99 $1,000 0.80 % Monthly

$100,000 and over $100,000 0.85 % Monthly
60 month Certificate

$1,000 to $99,999.99 $1,000 0.95 % Monthly

$100,000 and over $100,000 1.00 % Monthly

*APY =Annual Percentage Yield.
 
Certificates may be subject to early withdrawal penalties, fees may reduce earnings.
 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency.

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