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Fast Access (PAL) Loan

Get access to money quickly.


Our Fast Access (PAL) Loan cost less than traditional payday loans and give borrowers more time to repay. It's a fast, convenient way to occasionally get cash to pay bills and avoid returned check fees.

Avoid the potential debt trap created by high-cost, for-profit lenders. With much more reasonable rates than cash-advance lenders, our Fast Access Loan is your best choice when you just can’t wait until payday. There’s no wait and no credit check.

Loan Features

  • Borrow up to $2,000
  • Up to a 12-month repayment plan
  • No credit check
  • Fast approval
  • Fixed rate of 27.90% APR
  • $30 Application Processing Fee

Loan Requirements

  • A Pasadena Federal Credit Union Member in good standing for at least 30 Days.
  • Greater than 18 years of age
  • Employed at your current job for at least six months with a minimum monthly income of $1,500
  • Have direct deposit of a minimum of $250.00
  • Provide copies of your 2 most recent paystubs
  • Provide verifiable home and work telephone numbers

Maximum Amount Term APR* As Low As Payment Amount
Fast Access (PAL) Loan $2,000 Up to 12 months 27.9% $193

For more details and to apply, please reach out to one of our loan specialists by calling (800) 445-PFCU (7328).

*APR = Annual Percentage Rate. Payment example is an approximate amount only. Must be eligible for membership and open a savings and checking account to obtain this loan product. A $5 minimum balance is required to open a share savings account and must be maintained in the account at all times. Pasadena FCU is an Equal Credit Opportunity Lender. Contact us for more details. Not more than one Fast Access (PAL) Loan in any rolling twelve-month period to any one borrower and no co-borrowers are permitted. No more than one Fast Access (PAL) Loan at a time to a borrower. Must not roll over any Fast Access (PAL) Loan. Must have direct deposit greater than or equal to the contracted payment. Other eligibility requirements and restrictions apply. Please click here for Schumer box with additional disclosures