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Vehicle Loan Rates

Rates are current as of May 1, 2025 and subject to change.

New Vehicle Rates

New autos, trucks, and vans.
Up to 100% financing plus sales tax, license, and Pasadena FCU Guaranteed Auto Protection and Mechanical Breakdown Protection. 


Term APR* As Low As Payment (per $1,000)
Up to 48 months 5.99% $23.14
Up to 60 months 6.24% $19.21
Up to 72 months 6.49% $16.81
Up to 84 months (Min. Loan Amount $30,000) 7.24% $14.97

Used Vehicle Rates

Used autos, trucks and vans. 
Up to 100% of retail Kelley Blue Book value financing plus sales tax, license, and Pasadena FCU Guaranteed Auto Protection and Mechanical Breakdown Protection. 


Term APR* As Low As Payment (per $1,000)
Up to 48 months 5.99% $23.49
Up to 60 months 6.24% $19.45
Up to 72 months 6.49% $16.82
Up to 84 months (Min. Loan Amount $30,000) 7.24% $15.22

Motorcycle Rates

New or Used, street-approved motorcycles (from a dealer or refinance). Up to 100% financing plus sales tax, license, and Pasadena FCU Guaranteed Auto Protection.


Term APR* As Low As Payment (per $1,000)
Up to 60 months 6.74% $19.69
Up to 72 months 7.75% $17.42
Up to 84 months (Min. Loan Amount $30,000) 8.24% $15.71

Older Used Vehicle Rates

Older used vehicles - Finance up to 100% of Kelley Blue Book wholesale value for vehicles 8-10 model years old; not to exceed 10 model years. 


Term APR* As Low As Payment (per $1,000)
Up to 48 months 6.24% $23.60
Up to 60 months 8.74% $19.57

Recreational Vehicle Rates

All Recreational Vehicle (RV) financing is based on Kelley Blue Book Value. We will finance RVs up to 5 model years old. Call Pasadena FCU at (626)799-0882 for details. 


Term APR* As Low As Payment (per $1,000)
Up to 60 months
($10,000 - $15,000)
 6.49% $19.57
Up to 84 months
($15,001 - $50,000)
 6.49% $14.85
Up to 120 months
($50,001 - $100,000)
 6.75% $11.49
Up to 180 months 
($100,001 - $150,000)
 7.49% $9.27

*APR = Annual Percentage Rate.  All rates quoted are the lowest rate subject to credit approval. Rate may be higher based on individual credit. Term determined by loan amount. All payments (per $1,000) listed above are estimates.











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Money that keeps your life on track. Loans as low as 10.49%. 


Try as you might, it's hard to have enough cash on hand to cover every financial situation.