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Vehicle Loan Rates

Save even more! You may qualify for an Auto Pay rate discount of 0.25%.1
Rates are current as of October 1, 2025 and subject to change.

New Vehicle Rates

New autos, trucks, and vans.
Up to 100% financing plus sales tax, license, and Pasadena FCU Guaranteed Auto Protection and Mechanical Breakdown Protection. 


Term APR* As Low As Payment (per $1,000)
Up to 48 months 5.49% $23.26
Up to 60 months 5.74% $19.22
Up to 72 months 5.99% $16.57
Up to 84 months (Min. Loan Amount $30,000) 6.74% $14.97

Used Vehicle Rates

Used autos, trucks and vans. 
Up to 100% of retail Kelley Blue Book value financing plus sales tax, license, and Pasadena FCU Guaranteed Auto Protection and Mechanical Breakdown Protection. 


Term APR* As Low As Payment (per $1,000)
Up to 48 months 5.49% $23.26
Up to 60 months 5.74% $19.22
Up to 72 months 5.99% $16.57
Up to 84 months (Min. Loan Amount $30,000) 6.74% $14.97

Motorcycle Rates

New or Used, street-approved motorcycles (from a dealer or refinance). Up to 100% financing plus sales tax, license, and Pasadena FCU Guaranteed Auto Protection.


Term APR* As Low As Payment (per $1,000)
Up to 60 months 6.74% $19.69
Up to 72 months 8.00% $17.35
Up to 84 months (Min. Loan Amount $30,000) 8.24% $15.71

Older Used Vehicle Rates

Older used vehicles - Finance up to 100% of Kelley Blue Book wholesale value for vehicles 8-10 model years old; not to exceed 10 model years. 


Term APR* As Low As Payment (per $1,000)
Up to 48 months 5.74% $23.37
Up to 60 months 5.99% $19.33

Recreational Vehicle Rates

All Recreational Vehicle (RV) financing is based on Kelley Blue Book Value. We will finance RVs up to 5 model years old. 


Term APR* As Low As Payment (per $1,000)
Up to 60 months
($10,000 - $15,000)
 6.49% $19.57
Up to 84 months
($15,001 - $50,000)
 6.49% $14.85
Up to 120 months
($50,001 - $100,000)
 6.75% $11.49
Up to 180 months 
($100,001 - $150,000)
 7.49% $9.27

*APR = Annual Percentage Rate.  All rates quoted are the lowest rate subject to credit approval. Rate may be higher based on individual credit. Term determined by loan amount. All payments (per $1,000) listed above are estimates.
1As low as rate may include additional discounts such as Auto Pay. If Automatic Payment is ever cancelled, or if for any reason there are insufficient funds in your account to make the scheduled payment when due, your interest rate will immediately increase by the amount of the Preferred Rate Reduction. For details or additional payment examples, please refer to your loan agreement or contact a loan specialist. 











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Money that keeps your life on track. Loans as low as 10.49%. 


Try as you might, it's hard to have enough cash on hand to cover every financial situation.