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Vehicle Loan Rates

Rates are current as of July 1, 2020 and subject to change.

New Vehicle Rates 

New Auto, Truck, Van. Up to 100% financing plus sales tax, license, and Pasadena FCU Guaranteed Auto Protection and Mechanical Breakdown Protection
 

Term APR* As Low As Payment (per $1,000)
Up to 60 months 1.85% $17.47
Up to 72 months 2.24% $14.86
Up to 84 months (Min. Loan Amount $30,000) 2.74% $13.10
 

Used Vehicle Rates 

Used Auto, Truck, Van. Up to 100% of retail Kelley Blue Book value financing plus sales tax, license, and Pasadena FCU Guaranteed Auto Protection and Mechanical Breakdown Protection
 

Term APR* As Low As Payment (per $1,000)
Up to 60 months 1.85% $17.47
Up to 72 months 2.24% $14.86
Up to 84 months (Min. Loan Amount $30,000) 2.74% $13.10

Motorcycle Rates 

New or used street-approved motorcycles (from a dealer or refinance). Up to 100% financing plus sales tax, license, and Pasadena FCU Guaranteed Auto Protection
 

Term APR* As Low As Payment (per $1,000)
Up to 60 months 1.85% $17.47
Up to 72 months 2.24% $14.86
Up to 84 months (Min. Loan Amount $30,000) 2.74% $13.10
 


Older Used/Classic Vehicle Rates 

Older Used/Classic Vehicles - finance up to 100% of Kelley Blue Book retail value (2012-2014 model years). (Discount does not apply.)


Term APR* As Low As Payment (per $1,000)
Up to 60 months 6.99% $19.80


Recreational Vehicle Rates 

All Recreational Vehicle (RV) financing is based on the Kelley Blue Book Retail Value. The Credit Union will finance RVs up to 5 Model Years old. Call Pasadena FCU at (626) 799-0882 for details.


Term APR* As Low As Payment (per $1,000)
Up to 60 months
($10,000 - $15,000)
4.99% $18.87
Up to 84 Months
($15,001 - $50,000)
4.99% $14.14
Up to 120 months
($50,001 - $100,000)
5.25% $10.74
Up to 180 months
($100,001 - $150,000)
5.99% $8.44
*APR = Annual Percentage Rate. Rates (APRs) shown include the following discounts on the loan types that are eligible: a 0.50% discount for Automatic Payment from a PFCU Checking Account and an additional 0.50% discount for an active Visa Credit Card. Discount does not apply to Lines of Credit, Visa Credit Cards, loans on Older/Classic Vehicles, or loans secured by real estate. All rates quoted are the lowest rate subject to credit approval. Rate may be higher based on individual credit. Term determined by loan amount. All payments (per $1,000) listed above are estimates.
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