Skip Navigation Download Adobe® Acrobat Reader to view Portable Document Format (PDF).
A young woman sits at her computer with coffee in hand, writing notes.

Mortgage Points Calculator

Should you buy points? Use the mortgage points calculator to see how buying points can reduce your interest rate, which in turn reduces your monthly payment. But each 'point' will cost you 1% of your mortgage balance. The mortgage points calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.


Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

This website uses cookies to improve your experience. By continuing to browse this site, you agree that we may use cookies as disclosed in our cookie disclosure.