- Fixed rates
- No loan fees
- Automatic payment options
Loan Rates
Click Here to apply for a loan online
New Vehicle -- financing up to 100% of your new vehicle purchase price, including sales tax, license, Guaranteed Auto Protection Plus (GAP+) and Mechanical Breakdown Insurance* (MBI). Terms up to 7 years.**
Used Vehicle -- finance up to 100% of the Kelley Blue Book retail value, plus sales tax, license, GAP+ and MBI*. Terms up to 7 years.** (2001 model year and newer)
Older Used Vehicle - finance up to 90% of Kelley Blue Book retail value, plus sales tax, license, MBI* (2000-2001 model years)
*PFCU's Mechanical Breakdown Insurance (MBI)
** Term determined by loan amount
New and Used -- finance up to 100%* of the purchase price including sales tax and license. Terms up to 12 years.**
Older Used -- finance up to 100%* of the Kelley Blue Book retail value including sales tax and license. Terms up to 12 years.**
* Rate is determined by the percentage financed
** Term is determined by the loan amount and vehicle type.
- Low, fixed rates
- Terms up to 12 years or maturity date for Certificate Accounts
- Flexible payment options
- Quick access to cash - no application required
- Payments can be paid before maturity
- Money on deposit continues to earn dividends
Click here to find out how to protect your new or used vehicle investment with affordable Guaranteed Auto Protection Plus and Mechanical Breakdown Insurance.
Click here to make sure that your loan will be paid off should something happen to you.
PFCU is an equal opportunity lender
