Loan Rates
The LOC has credit limits up to $25,000 upon approval. This convenient, low-cost "cash reserve" can be used for bill consolidation, auto repairs, overdraft protection and other unexpected expenses. A Line of Credit is a revolving credit line, so the funds will become available for use again as you repay your balance.
- No annual/monthly fee
- Payments are 3% of your balance
- Interest is paid only on the amount borrowed
Once your LOC is established, there are a number of ways to access your funds:
- Request a loan advance in person, by phone, calling Telephone Teller or logging onto Per$onal Branch
- Take an advance at an ATM
- Use your LOC as automatic overdraft protection for your PFCU checking account
This loan features a fixed amount and interest rate.
- terms* up to 60 months
- loans up to $25,000.
*term based on loan amount
Click here to make sure that your loan will be paid off should something happen to you.
