Share Insurance
PFCU insures your accounts up to $500,000 - the highest combination of federal and private insurance available to consumers. Coverage is a combination the Standard Maximum Share Insurance Amount (SMSIA), $250,000 as of October 3, 2008 per member provided by the National Credit Union Administration (NCUA). The Emergency Economic Stabilization Act of 2008 increased the insurance coverage on all accounts up to $250,000 until December 31, 2009. This NCUA coverage is supplemented by $250,000 per member additional coverage provided by American Share Insurance (ASI), a licensed property and casualty insurer. Additional Coverage is available through ownership vesting. Ask us for details or see information and link below.

National Credit Union Administration (NCUA)
The National Credit Union Administration, governed by a three-member board appointed by the President and confirmed by the U.S. Senate, is the independent federal agency that charters and supervises federal credit unions. NCUA, with the backing of the full faith and credit of the U.S. government, operates the National Credit Union Share Insurance Fund (NCUSIF), insuring the savings of 80 million account holders in all federal credit unions and many state-chartered credit unions.

For more information. Please
Visit their website to learn more

New! Watch this video from Jane Bryant Quinn on NCUA Insurance

Click here to be connected to a short, informative video from a respected financial columnist.



American Share Insurance (ASI)
ASI, the nation's largest private deposit insurer, has been providing Credit Unions with extended deposit insurance since 1983. For additional information,
Visit their website to learn more.

Introducing: Members® Auto and Homeowners Program

You trust PFCU to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto and Homeowners Insurance Program.

The MEMBERS Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.



Build a lifetime of Security

MemberCONNECT© is a service program sponsored by PFCU in partnership with CUNA Mutual Group. This program is designed to offer credit union members a variety of insurance and protection products. CUNA Mutual Group is the leading financial services provider to credit unions and their members worldwide, offering more than 300 insurance, investment and technological solutions. No other company in the world offers so many credit union specific products.
Protect your family and property with insurance.
You can get online quotes and access information on a variety of insurance products including Life, Accident, Long Term Care, Credit Life and Credit Disability.
To get a FREE online quote or to learn more about the security that insurance can provide click here.

Make your financial dreams a reality.
Take advantage of a no cost, no obligation consultation today.
Call (877) MEMBERS or (877) 636-2377,
for personal attention. Financial matters can be complicated. So, why not simplify? Talk with a friendly, knowledgeable expert that PFCU trusts: a licensed MEMBERS Financial Services Representative.
During your phone consultation, the representative will:
Take time to listen to you. There is no rush or hard sell!
Focus on your individual concerns.
Carefully assess your current financial situation.
Help you pinpoint any gaps in your insurance.
Provide information so that you can make intelligent choices.
Recommend practical solutions to meet your needs.
Educate you about any relevant products and services.
Provide and confirm an action plan.
Empower you to take action
Financially speaking, it makes sense to speak with a representative.

Call toll free,
(877) MEMBERS or (877) 636-2377.
Reasons to pick up the phone and call toll-free today.
A MEMBERS Financial Services Representative is an experienced professional skilled in analyzing your specific situation, and building financial road maps to help you reach your goals. Call to determine your needs, if you:
Changed jobs.
Embarked on a new career or business.
Married or become divorced.
Just had a baby or have children nearing college age.
Bought a home, car, or another big ticket item.
Have not looked at your life insurance protection needs in over a year.

Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866)512-6109.

Non-deposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America. The Representative may also be a credit union employee that accepts deposits on behalf of the financial institution.



Life Insurance

Keep Your Family’s Welfare Protected. PFCU has partnered with CUNA Mutual Insurance Society to make available Term and Whole Life Insurance products that are designed to meet your needs and budget.
Term Life Insurance
Term life insurance is designed to provide you with protection for a specified period of time, typically one, five, ten or twenty years. For instance, term insurance can help ensure that your family will be able to pay off the mortgage, pay ongoing living expenses, or fund college education costs if you die prematurely while you still have outstanding debts or while your children are young.
Whole Life Insurance

Unlike term insurance, whole life offers coverage for your entire life. In addition, it accumulates cash value, which is accessible in the form of loans or withdrawals. So whole life can represent a future source of money as well as protection. The premiums remain the same throughout your lifetime.

Click here to view options for your Life Insurance products or call toll-free (877) 636-2377.
Insurance products are provided by third parties, are not NCUA/NCUSIF insured, and are not Credit Union guaranteed.

Long Term Care Insurance

Click here
PFCU has partnered with CUNA Mutual Insurance Society to make available Individual Long Term Care Insurance program to members. Long Term Care Insurance is coverage designed to provide benefits in case of an accident, injury, chronic illness or disability that lasts for a substantial period of time, leaving you unable to care for yourself. Regular health plans or Medicare may not be enough to protect you in these instances. With Long Term care insurance options, you can help:

Click here to view options for your Long Term Care Insurance or call toll-free (877) 636-2377.

Insurance products are provided by third parties, are not NCUA/NCUSIF insured, and are not Credit Union guaranteed.
Discounts may vary and may not be available in all states.



Credit Life and Disability Insurance
Credit Life and Disability Insurance is offered to PFCU members to ensure their loved ones will not be burdened with the obligation of paying off the loan in the event of death or disability. Credit life insurance is available for primary borrowers and co-borrowers and pays off your insured loan balance up to $40,000. Credit disability insurance is available to the primary borrower. Should the member become ill or injured and unable to work, the disability insurance would cover the monthly payments up to $600. Credit life and disability insurance premiums can be written into the loan.

Mechanical Breakdown Insurance (MBI)
Mechanical Breakdown Insurance can help protect your automobile investment. Auto repairs can be expensive, especially when they occur after the manufacturer's warranty runs out! Mechanical Breakdown Insurance (MBI) can protect you from the high cost of automobile repairs. Our MBI policy is typically less expensive and more comprehensive than dealers' extended warranty and we can finance the premium into your loan. MBI is available for most new and used cars. For more information or for a quote on your vehicle, please call us at 800/445-PFCU.

Guaranteed Auto Protection Plus (GAP+)
Guaranteed Auto Protection Plus pays off your remaining loan balance should your automobile be stolen or damaged and is a total loss. GAP+ will cover the difference between your loan payoff and your primary insurance company settlement. Primary insurance companies will pay the actual cash value/current market value if the car is totaled in an accident or stolen. Often this amount is less that your loan balance, especially if you are financing 100% of the purchase price or you have a lot of accessories. GAP+ will pay the difference up to 125% of MSRP so you can start fresh with a new vehicle purchase. You will also receive $1,000 towards the financing of your next auto with PFCU. For more information or a quote, please call us at 800/445-PFCU.

Accidental Death and Dismemberment (AD&D)
All Pasadena Federal Credit Union members can receive a basic amount of Accidental Death and Dismemberment Insurance by sending in a completed application. Members, ages 18 through 69, are eligible to receive $1,000 of AD&D Insurance at no cost regardless of their occupation, physical condition or employment status. Members, ages 70 and older, can receive $500 of AD&D Insurance at no cost. Up to $250,000 in additional coverage is available from CUNA Mutual Insurance Society at affordable rates. Please call us at 800/445-PFCU for additional information.

Insurance products are provided by third parties, are not NCUA/NCUSIF insured, and are not Credit Union guaranteed. Discounts may vary and may not be available in all states.