| ACCOUNTS - applicable to all accounts |
| Return deposit item |
$5 |
| Cashier's Check to pay collection item |
$5 |
| Stop payment on Cashier's Check |
$25 |
| IRA Direct Transfer to another Financial Institution |
$25 |
| Money Order* |
$2 |
| Traveler's Checks* (% of total amount - waived with active checking account) |
1% |
| Returned mail with address correction |
$5 |
| Wire* (per transaction) |
$25 |
| Foreign Wire* (per transaction) |
$50 |
| Process Levy or Money Judgment |
$25 |
| Research (per hour) |
$30 |
| Verification of Deposit |
$6 |
| Rush Verification of Deposit |
$25 |
| Coin received over $100 (% of total amount) |
5% |
| Account inquiry printout (per page) |
$1 |
| Reopen closed account (6 month or less) |
$10 |
| Return deposit item @ CU Service Center (FSCC) |
$11.50 |
| CHECKING ACCOUNTS |
| Direct Checking with $50 minimum direct deposit monthly |
FREE |
| Classic Checking monthly fee (waived with $300 daily minimum balance) |
$3** |
| Advantage Checking monthly fee (waived with $800 daily minimum balance) |
$8** |
| Check copy (2 free per month) |
$2 |
| On-line check imaging |
FREE |
| NSF fee |
$25 |
| Bill Payer NSF fee |
$25 |
| Bill Payer stop payment fee |
$25 |
| Stop payment fee |
$15 |
* Fees waived for Prime Time Members
** Monthly fee also waived for member 55 years and older or if member has a $2,500 Certificate/Super Variable account or $20,000 on deposit, excluding check balances. |
| CLUB ACCOUNTS |
| Early withdrawal penalty (per withdrawal) |
$10 |
| TARGET ACCOUNTS |
| Early withdrawal penalty (per withdrawal) |
$25 |
| ATM/VISA CHECK CARDS |
| ATM deposits and withdrawals (ATM owner may surcharge) |
FREE |
| Foreign ATM return check fee (at cost) |
$6-$10 |
| Replacement card |
$7 |
| Additional card |
$7 |
| PIN reissue |
$2 |
| NSF withdrawal |
$25 |
| Foreign ATM Return Check Fee (at cost) |
$6-$10 |
| ATM video frame first copy (each additional - $15) |
$30 |
| Deposit error correction |
$2 |
| AUTOMATED SERVICES |
| ACH |
FREE |
| ACH NSF |
$25 |
| Stop payment on ACH |
$25 |
| Personal Branch (Internet Banking) |
FREE |
| Personal Branch Bill Payer |
FREE |
| Telephone Teller |
FREE |
| Verified by VISA |
FREE |
| VISA CREDIT CARD |
| Over-the-limit fee (per transaction) |
$25 |
| Late payment fee |
$25 |
| NSF/Stop payment on Lettercheck |
$25 |
| Visa cash advance fee |
FREE |
| Replacement card |
$7 |
| PIN reissue |
$2 |
| REAL ESTATE |
| Home Equity fees ($100,000 or less) |
$300 |
| Home Equity fees (over $100,000) |
$500 |
| Demand (per institution) |
$30 |
| CONSUMER LOAN |
| Loan Late Charge |
20% of interest due |
