| Fee Schedule |
| Effective Date October 1, 2012 |
| Subject to change |
|
| ACCOUNT FEES - applicable to all accounts |
| $25 |
Return deposit item |
|
|
| $4 |
Cashier's Check (per item) |
|
|
| $25 |
Stop payment on Cashier's Check |
|
|
| $25 |
IRA Direct Transfer to another Financial Institution |
|
|
| $1 |
Money Order* (per item) |
|
|
| 1% |
Traveler's Checks* (% of total amount - waived with active checking account) |
|
|
| $2 |
Returned mail |
|
|
| $25 |
Wire (per transaction) |
|
|
| $50 |
Foreign Wire (per transaction)-limit one per month-other restrictions may apply |
|
|
| $25 |
Process Levy or Money Judgment |
|
|
| $30 |
Research (per hour) |
|
|
| $6 |
Verification of Deposit |
|
|
| $25 |
Rush Verification of Deposit |
|
|
| 5% |
Coin received over $100 (% of total amount) |
|
|
| $25 |
Return deposit item @ CU Service Center (FSCC) |
|
|
| $2 |
Excessive withdrawal fee from Savings (more than 6 per month per withdrawal) |
|
|
| $2 |
Savings Account Below Minimum Balance (month end aggregate balance less than $100) |
|
|
| CHECKING ACCOUNTS |
| FREE |
Direct Checking with $50 minimum direct deposit monthly |
|
|
| Free |
eChecking |
|
|
| $3** |
Classic Checking monthly fee (waived if $300 daily minimum balance is maintained) |
|
|
| $8** |
Advantage Checking monthly fee (waived if $800 daily minimum balance is maintained) |
|
|
| $2 |
Check copy (2 free per month) |
|
|
| FREE |
On-line check imaging |
|
|
| $25 |
NSF fee |
|
|
| $15 |
Stop payment fee |
|
|
| $25 |
Bill Payer NSF fee |
|
|
| $25 |
Bill Payer stop payment fee |
|
|
| CLUB ACCOUNTS |
| $10 |
Early withdrawal penalty (per withdrawal) |
|
|
| ATM/VISA DEBIT CARDS |
| FREE |
ATM deposits and withdrawals (ATM owner may surcharge) |
|
|
| $5 |
Replacement card - 3 free per year |
|
|
| $25 |
ATM return check fee |
|
|
| $10 |
Deposit error correction |
|
|
| $25 |
Recurring payment NSF fee |
|
|
| ELECTRONIC SERVICES |
| $25 |
ACH NSF |
|
|
| $25 |
Stop payment on ACH |
|
|
| $25 |
Bill Pay Stop payment |
|
|
| $25 |
Bill Pay NSF |
|
|
| FREE |
Personal Branch Bill Payer |
|
|
| FREE |
Personal Branch (Internet Banking) |
|
|
| FREE |
Sprig Moblie Banking (www.getsprig.com) |
|
|
| FREE |
Check Imaging |
|
|
| REAL ESTATE |
| $350 |
Home Equity processing fee (loans $100,000 or less) |
|
|
| $550 |
Home Equity processing fee (loans over $100,000) |
|
|
| $30 |
Demand (per institution) |
|
|
| CONSUMER LOAN |
|
Loan Late Charge - 20% of interest due |
|
|
| MISCELLANEOUS |
| $10 |
Notary or Medallion Guarantee service for members (per signature) |
|
|
| $10 |
Pay by Phone |
|
|
| $4.95 |
Reloadable VISA Debit Card Fee |
|
| $3.50 |
VISA Gift Card Fee |
|
|
| * Fees waived for Prime Time Members (55+ Years of Age) |
|
|
| ** Monthly fee also waived for member 55 years and older or if member has a $2,500 Certificate/Super Variable account or $20,000 on deposit, excluding check balances. |
|
|
| Offer limited to one checking account at PFCU |
|
| Pasadena Branch |
| P O Box 7132 |
| Pasadena, CA 91109-7132 |
| 626-799-0882 or 1-800-445-PFCU |
| www.pfcu.org |
|