| Fee Schedule |
| Effective Date February 1, 2017 |
| Subject to change |
|
| ACCOUNT FEES - applicable to all accounts |
| $25 |
Return deposit item |
|
|
| $5 |
Cashier's Check (per item) |
|
|
| $3 |
Copy of Cashier's Check (per item) |
|
|
| $25 |
Stop payment on Cashier's Check |
|
|
| $25 |
IRA Transfer to another Financial Institution |
|
|
| $1 |
Money Order* (per item) |
|
|
| $3 |
Returned mail |
|
|
| $25 |
Outgoing Domestic Wire |
|
|
| $50 |
Outgoing International Wire-limit one per month-other restrictions may apply |
|
|
| $50 |
Process Levy or Money Judgment |
|
|
| $30 |
Research (per hour) |
|
|
| $10 |
Verification of Deposit |
|
|
| $25 |
Rush Verification of Deposit |
|
|
| 5% |
Coin received over $100 |
|
|
| $25 |
Return deposit item @ Co-Op Shared Branch |
|
|
| $2 |
Excessive withdrawal fee from Savings (more than 6 per month, per withdrawal) |
|
|
| $2 |
Savings Account Below Minimum Balance (End of month aggregate balance less than $100) |
|
|
| $10 |
Account Reactivation Fee (within 6 months) |
|
|
| $2 |
Escheat Notice Fee |
|
|
| $2 |
Paper Statement Copy |
|
|
| CHECKING ACCOUNTS |
| Free |
Direct Checking with $50 minimum direct deposit per month |
|
|
| Free |
eChecking (if enrolled in Personal Branch and eStatements) |
|
|
| Free |
Student Checking up to age 25 |
|
| $3** |
Classic Checking monthly fee (waived if minimum daily balance of $300 is maintained) |
|
| $5 |
GSGLA Troop Checking monthly fee (effective 2/1/17) |
|
|
| $8** |
Advantage Checking monthly fee (waived if minimum daily balance of $800 is maintained) |
|
|
| $2 |
Check copy (2 free per month) |
|
|
| $25 |
NSF fee |
|
|
| $15 |
Stop payment fee |
|
|
| $25 |
Bill Pay Stop Payment Fee |
|
|
| $25 |
Bill Pay NSF Fee |
|
|
| $25 |
Courtesy Pay fee (per item) |
|
|
| $3 |
Temporary Checks (per sheet) |
|
|
| MONEY MARKET ADVANTAGE |
| $25 |
NSF Fee |
|
|
|
| $25 |
Per check item cleared (3 free per month) |
|
|
| $25 |
Stop Payment Fee |
|
|
| $15 |
Check Copy Fee (2 free per month) |
|
|
|
| $2 |
Excessive Withdrawal Fee (more than 6 per month, per withdrawal)
|
|
|
| CLUB ACCOUNTS |
| $10 |
Early withdrawal penalty (per withdrawal) |
|
|
| ATM/VISA DEBIT CARDS |
| FREE |
ATM deposits and withdrawals (ATM owner may surcharge) |
|
|
| $5 |
Replacement card - 3 free per year |
|
|
| $10 |
Deposit error correction |
|
|
| $25 |
ATM return check fee |
|
|
| $25 |
Recurring payment NSF fee |
|
|
| $15 |
ATM Empty Envelope Deposit Fee |
|
|
| ELECTRONIC SERVICES |
| $25 |
ACH NSF |
|
|
| $25 |
Stop payment on ACH |
|
|
| $25 |
Bill Pay Stop Payment |
|
|
| $25 |
Bill Pay NSF |
|
|
| FREE |
Internet Banking |
|
|
| FREE |
Bill Pay |
|
|
| FREE |
Sprig Mobile Banking (www.getsprig.com) |
|
|
| FREE |
Check Imaging |
|
|
| REAL ESTATE |
| $350 |
Home Equity processing fee (loans $100,000 or less) |
|
|
| $550 |
Home Equity processing fee (loans over $100,000) |
|
|
| $30 |
Demand (per institution) |
|
|
| CONSUMER LOAN |
|
Loan Late Charge - 20% of interest due (Minimum of $5) |
|
|
| $10 |
Loan Extension Fee |
|
|
| MISCELLANEOUS |
| $10 |
Notary or Medallion Guarantee service for members (per signature) |
|
|
| $10 |
Pay by Phone |
|
|
| $3.50 |
VISA Gift Card Fee |
|
| $4.95 |
Reloadable VISA Debit Card Fee |
|
| $10 |
Non-Member Check Cashing Fee |
|
|
|
| * Fee waived for Prime Time Members (55 Years of Age) |
|
|
| ** Monthly fee also waived for member 55 years and older or if account has a $2,500 Certificate/Super Variable or $20,000 on deposit, excluding checking balances. |
|
|
| Offer limited to one checking account at PFCU |
|
| Pasadena Branch |
| P O Box 7132 |
| Pasadena, CA 91109-7132 |
| 626-799-0882 or 1-800-445-PFCU |
| www.pfcu.org |
|