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Recreational Vehicle Loans

We've got some of the best RV rates around. In fact, we invite you to compare our rates with other institutions. Whether you are purchasing or refinancing, taking family road trips, vacations on the lake, off-roading over sand dunes — wherever the open road is calling you our motor home, boat, watercraft, and ATV loans can help you get there! Hurry! Rates like this won't be around forever. 

  • New and used vehicle loans-same low rate!
  • Finance up to 100%* of the purchase price
  • Flexible terms up to 15 years **
  • Refinance RV Loans from other institutions for BIG Savings!

Maximum term for RV loans is based on loan amount as follows:

  • Up to 60 months ($10,000-$15,000)
  • Up to 84 months ($15,001-$50,000)
  • Up to 120 months ($50,001- $100,000)
  • Up to 180 months ($101,001- $150,000)

All Recreational Vehicle financing is based on the Kelly Blue Book Retail Value. 

The Credit Union provides financing for recreational vehicles which include New and Used Motorhomes, 5th Wheels, Travel Trailers, Water Craft and Trailers (under 28 feet maximum), Off-road Motor Cycles, and Quads, with full time residency in California. The Credit Union will take a security interest in the vehicle as a secondary source of repayment for the loan. The vehicle can be purchased from a Franchised/Branded Dealership, straight refinance from another institution or internal refinance. The Credit Union will finance RVs up to 5 Model Years old.

Apply now!

Get more details on RV rates as low as 4.99% APR*** on our Auto Rates Page (Scroll to the bottom for RV Rates)

* Rate is determined by the percentage financed. Used vehicle financing up to 100% of the Kelley Blue Book retail  value.

** Term is determined by the loan amount and vehicle type.

*** APR = Annual Percentage Rate. All rates (APRs) shown include a 1.00% discount for Automatic Payment from a PFCU Checking Account. Discount does not apply to LOC, Visa or Real Estate loans. All rates quoted are the lowest rate subject to credit approval. Term determined by loan amount. Rate may be higher based on individual credit. All payments are estimates

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TermAPR* As Low As
Up to 60-months ($10,000-$15,000) 4.99%
Up to 84-months ($15,001-$50,000) 4.99%
Up to 120-months ($50,001-$100,000) 5.25%
Up to 180-months ($100,001-$150,000) 5.99%
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