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Checking Accounts

Enjoy flexible options and easy access to your funds.  Several PFCU checking account types give you plenty of ways to avoid fees.  Explore them all below.  All of our checking accounts come with surcharge free access at more than 30,000 ATMs nationwide including 7-Eleven, Costco, Walgreens and Bank of the West ATMs and 5,000 Co-Op shared branches. http://allco-op.org 

Girl Scouts of Greater Los Angeles: Learn more about our Great Troop Accounts free of monthly service charges. Keep more money for your troop, then access your account at credit union branches and ATMs throughout the southland.

Direct Checking

Perfect for those that do not keep a lot of money in their checking or do not want to worry about maintaining a minimum balance.

  • No minimum balance
  • No monthly fee with $50 direct deposited into your checking monthly
  • Open with as little as $25.00
  • PFCU VISA Debit Card with free ATM and POS transactions*
  • Surcharge- free access to more than 30,000 ATMs nationwide including 7-Eleven, Costco, Walgreens and Bank of the West ATMs and over 5,000 Co-Op shared branches, many of them open on Saturdays. http://allco-op.org 
  • Duplicate checks and online check imaging
  • Use your PFCU savings account or line of credit as overdraft
  • Free Mobile Banking with Remote Deposit Capture on Android and iPhone
  • Free Online Banking and Bill Payment

E-Checking

Go green and help our environment.  This checking requires enrollment in e-statements and Internet banking.  E-checking features:

  • No minimum balance
  • No monthly fee when enrolled in E-Statements and Free Online Banking and Free Unlimited Bill Pay
  • Open with as little as $25.00
  • PFCU VISA Debit Card with free ATM and POS transactions* 
  • Duplicate checks and online check imaging
  • Use your PFCU savings account or line of credit as overdraft
  • Free Online Banking and Bill Payment
  • Surcharge- free access to more than 30,000 ATMs nationwide including 7-Eleven, Costco, Walgreens and Bank of the West over 5,000 Co-Op shared branches, many of them open on Saturdays. http://allco-op.org 
  • Free Mobile Banking with Remote Deposit Capture on Android and iPhone

The minimum deposit required for you to open your e-checking account is $25.00. You must maintain e-statements and Internet banking to be eligible for this account.  If you are no longer eligible your account will be changed to our Classic Checking. 

Rate Information
The e-checking is a non-dividend earning account.

See our Main Account Disclosure for other important terms and conditions

Student Checking

For our members who are full-time students, we designed an account just for you!

  • Free checking account up to 25 years old
  • ATM/Visa Debit card
  • Surcharge- free access to more than 30,000 ATMs nationwide including 7-Eleven, Costco, Walgreens and Bank of the West ATMs and over 5,000 Co-Op shared branches, many of them open on Saturdays. http://allco-op.org
  • First box of checks FREE
  • Personal Branch - FREE Bill Payer with checking account
  • Free Telephone Teller
  • Free Mobile Banking with Remote Deposit Capture on Android and iPhone
  • When you and your parents feel you are ready, talk to us about ways you can establish credit.
  • Student Loan Counseling free from GreenPath Financial Wellness at (877) 337-3399
Over the age of 55? PrimeTime Checking may be right for you

We also offer a Primetime package specially designed for that active lifestyle.

  • No monthly fee Advantage Checking
  • Complimentary checks, travelers checks and money orders
  • VISA Debit Card
  • Surcharge- free access to more than 30,000 ATMs nationwide including 7-Eleven, Costco, Walgreens and Bank of the West ATMs and over 5,000 Co-Op shared branches, many of them open on Saturdays. http://allco-op.org 
  • Free Telephone Teller
  • Free Mobile Banking with Remote Deposit Capture on Android and iPhone
  • Free Online Banking and Bill Payment


Classic Checking

Our Classic Checking is a great option for those members without direct deposit and that do not want to keep a high balance in their checking.

  • Minimum $300 daily balance to avoid monthly service fee
  • Open with a deposit of $50
  • PFCU VISA Debit Card with free ATM and POS transactions*
  • Surcharge- free access to more than 30,000 ATMs nationwide including 7-Eleven, Costco, Walgreens and Bank of the West ATMs and over 5,000 Co-Op shared branches, many of them open on Saturdays. http://allco-op.org 
  • Duplicate checks and online check imaging
  • Use your PFCU savings account or line of credit as overdraft
  • Free Mobile Banking with Remote Deposit Capture on Android and iPhone
  • Free Online Banking and Bill Payment
Please refer to the Fee Schedule for a list of other conditions.
*PFCU will not charge a fee but the ATM terminal owner may charge you a fee

Advantage Checking

Looking for a dividend paying checking account? Our Advantage Checking is the account for you.

  • Minimum $800 daily balance to avoid monthly service fee
  • Open with a deposit of $100
  • PFCU VISA Debit Card
  • Surcharge- free access to more than 30,000 ATMs nationwide including 7-Eleven, Costco, Walgreens and Bank of the West ATMs and over 5,000 Co-Op shared branches, many of them open on Saturdays. http://allco-op.org 
  • Duplicate checks and online check imaging
  • Free Mobile Banking with Remote Deposit Capture on Android and iPhone
  • Use your PFCU savings account or line of credit as overdraft
  • Free Online Banking and Bill Payment
  • Free access to over 5,000 shared branch locations nationwide–many are open on Saturday http://allco-op.org

Open your PFCU checking today! Click here to print out an application. Already a PFCU Member? Simply contact a Member Service Representative at (626) 799-0882 or (800) 445-PFCU to open your account today.

Switching to the benefits of PFCU checking has never been easier! Click here for our simple 3 step Switch Kit!

For applicable fees see Fee Schedule.

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AccountAPY*
Advantage Checking0.05%
Regular Savings & Kid's Club0.05%
Club Accounts0.05%
IRA Variable 
$100 to $1,999.990.15%
$2,000 to $49,999.990.15%
$50,000 and over0.15%
Money Market Advantage0.20%
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