Enjoy flexible options and easy access to your funds with one of three PFCU checking account types.
Perfect for those that do not keep a lot of money in their checking or do not want to worry about maintaining a minimum balance.
- No minimum balance
- No monthly fee with $50 direct deposited into your checking monthly
- Open with as little as $25.00
- PFCU VISA Debit Card with free ATM and POS transactions*
- Duplicate checks and online check imaging
- Use your PFCU savings account or line of credit as overdraft
- Free Online Banking and Bill Payment.
Go green and help our environment. This checking requires enrollment in e-statements and Internet banking. E-checking features:
- No minimum balance
- No monthly fee when enrolled in E-Statements and Free Online Banking and Free Unlimited Bill Pay
- Open with as little as $25.00
- PFCU VISA Debit Card with free ATM and POS transactions*
- Duplicate checks and online check imaging
- Use your PFCU savings account or line of credit as overdraft
- Free Online Banking and Bill Payment
- Free access to over 28,000 fee free ATM machines
- Free access to over 4,000 shared branch locations – many are open on Saturday
Minimum Balance and Deposit Requirements
The minimum deposit required for you to open your e-checking account is $25.00. You must maintain e-statements and Internet banking to be eligible for this account. If you are no longer eligible your account will be changed to our Classic Checking.
Rate Information
The e-checking is a non-dividend earning account.
See our Main Account Disclosure for other important terms and conditions
Our Classic Checking is a great option for those members without direct deposit and that do not want to keep a high balance in their checking.
- Minimum $300 daily balance to avoid monthly service fee
- Open with a deposit of $50
- PFCU VISA Debit Card with free ATM and POS transactions*
- Duplicate checks and online check imaging
- Use your PFCU savings account or line of credit as overdraft
- Free Online Banking and Bill Payment
* PFCU will not charge a fee but the ATM terminal owner may charge you a fee
Please refer to the Fee Schedule for a list of other conditions.
Looking for a dividend paying checking account? Our Advantage Checking is the account for you.
- Minimum $800 daily balance to avoid monthly service fee
- Open with a deposit of $100
- PFCU VISA Debit Card
- Duplicate checks and online check imaging
- Use your PFCU savings account or line of credit as overdraft
- Free Online Banking and Bill Payment
We also offer a Primetime package specially designed for that active lifestyle.
- No monthly fee Advantage Checking
- Complimentary checks, travelers checks, money orders and wires
- VISA Debit Card
- Free Online Banking and Bill Payment
For applicable fees see Fee Schedule.