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Rates are current as of December 1, 2018 and subject to change.
Certificate Rates
AccountMinimum Balance to Earn DividendsAPY*Dividends Paid
3 month Certificate   
$10,000 to $99,999.99$10,0001.00%Monthly
$100,000 and over$100,0001.10%Monthly
6-11 month Certificate   
$1,000 to $99,999.99$1,0001.40%Monthly
$100,000 and over$100,0001.50%Monthly
12-23 month Certificate   
$1,000 to $99,999.99$10002.00%Monthly
$100,000 and over$100,0002.10%Monthly
24-35 month Certificate   
$1,000 to $99,999.99$1,0002.20%Monthly
$100,000 and over$100,0002.30%Monthly
36-47 month Certificate   
$1,000 to $99,999.99$1,0002.30%Monthly
$100,000 and over$100,0002.40%Monthly
48-59 month Certificate   
$1,000 to $99,999.99$1,0002.50%Monthly
$100,000 and over$100,0002.60%Monthly
60 month Certificate   
$1,000 to $99,999.99$1,0003.00%Monthly
$100,000 and over$100,0003.10%Monthly
 
IRA Certificate Rates
AccountMinimum DepositAPY*Dividends Paid
3 month Certificate   
$10,000 to $99,999.99$10,0001.10%Monthly
$100,000 and over$100,0001.25%Monthly
6-11 month Certificate   
$1,000 to $99,999.99$1,0001.50%Monthly
$100,000 and over$100,0001.65%Monthly
12-23 month Certificate   
$1,000 to $99,999.99$1,0002.10%Monthly
$100,000 and over$100,0002.25%Monthly
24-35 month Certificate   
$1,000 to $99,999.99$1,0002.30%Monthly
$100,000 and over$100,0002.45%Monthly
36-47 month Certificate   
$1,000 to $99,999.99$1,0002.40%Monthly
$100,000 and over$100,0002.55%Monthly
48-59 month Certificate   
$1,000 to $99,999.99$1,0002.60%Monthly
$100,000 and over$100,0002.75%Monthly
60 month Certificate   
$1,000 to $99,999.99$1,0003.10%Monthly
$100,000 and over$100,0003.10%Monthly
*APY =ANNUAL PERCENTAGE YIELD.

At PFCU, you may ADD-ON to any Certificate at any time (minimum of $1,000)

Certificates may be subject to early withdrawal penalties, fees may reduce earnings.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.
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