Auto Rates

Search:
	Login

Rates are current as of January 30, 2012 and subject to change.

New Vehicle Rates

New Auto, Truck, Van or street-approved Motorcycle. Up to 100% financing plus sales tax, license, PFCU Guaranteed Auto Protection Plus (GAP+) and Mechanical Breakdown Insurance (MBI).

Term	APR* As Low As	Payment (per $1,000)
Up to 24-months	1.99%	$42.55
Up to 36-months	1.99%	$28.65
Up to 48-Months	2.49%	$21.92
Up to 60-months	2.99%	$17.97
Up to 72-months	3.99%	$15.65
Up to 84-months	4.49%	$13.90

Used Vehicle Rates

Used Auto, Truck, Van or street-approved Motorcycle. Up to 100% of retail Blue Book value financing plus sales tax, license, PFCU Guaranteed Auto Protection Plus (GAP+) and Mechanical Breakdown Insurance (MBI).

Term	APR* As Low As	Payment (per $1,000)
Up to 24-months	1.99%	$42.55
Up to 36-months	1.99%	$28.65
Up to 48-Months	2.49%	$21.92
Up to 60-months	2.99%	$17.97
Up to 72-months	3.99%	$15.65
Up to 84-months	4.49%	$13.90

Older Used Vehicle Rates

Older Used Vehicles - finance up to 100% of Blue Book retail value, (2004-2005 model years).

Term	APR* As Low As	Payment (per $1,000)
Up to 60-months	7.99%	$20.28

Recreational Vehicle Rates

All Recreational Vehicles financing based on Blue Book retail value. Up to 100% financing 6 model years or newer. Up to 90% Retail Blue Book financing for 7-8 model years old.

Term	APR* As Low As	Payment (per $1,000)
Up to 60-months	7.25%	$19.93
Up to 84-months	7.45%	$15.32
Up to 120-months	7.75%	$12.01
Up to 144-months	7.95%	$10.81

*APR = Annual Percentage Rate. Rates quoted include a 1.00% discount for Automatic Payment from a PFCU Checking Account. Discount does not apply to LOC, Visa or Real Estate loans. All rates quoted are the lowest rate. Term determined by loan amount. Rate may be higher based on individual credit.

To refinance an existing PFCU vehicle loan, a member should have enough in equity in the vehicle to take $500.00 cash out at 100% of base retail Blue Book. All applications are subject to credit approval.